Personal loans to Doctors, Engineers, Architects and also to prompt Income Tax payees.
Rs. 5.00 lakhs
80 % of annual income as assesed in IT returns or Rs.5.00 lakhs whichever is less.
Rate of Interest:
12.00% per annum
1.00% on outstanding balance.
Rules of the scheme:
The applicant must be registered/reputed professionals.
The applicants must have own office.
They must produce three years Statement of Account certified Chartered Accountant along with three year IT returns.
Pronote/Pronote covering letter
Proof of residential address, proof of income by salary certificate/ITAO of both borrower and Co- obligant.